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Vidya Lakshmi Portal is a government-backed online platform designed to help students easily access education loans from multiple banks in India. Managed by NSDL e-Governance Infrastructure, the portal provides a centralized system where students can apply for multiple loan schemes through a single application form. It also offers information on various education loan options, eligibility criteria, and interest rates, ensuring transparency and ease of comparison. By streamlining the loan application process, Vidya Lakshmi Portal empowers students to secure financial support for their higher education without unnecessary hassles.